Your home is likely your most valuable asset — and in Macomb County, severe weather, basement flooding, and even frozen pipes in winter can threaten it. That’s why the right home insurance policy isn’t just important — it’s essential.
Here’s what every local homeowner should know:
1. Know What’s Covered — and What’s Not
A standard policy might not cover sump pump failure, sewer backups, or flood damage. These add-ons are often inexpensive and can be life-savers during a heavy rainstorm.
2. Update Your Policy After Renovations
Finished a basement? Installed a new roof? Let your insurance provider know. Updated coverage helps prevent gaps if something unexpected happens.
3. Bundle for Savings
Combining your home and auto insurance could lower your premiums — and it simplifies billing.
4. Understand Your Deductibles
Many homeowners set their deductibles too high or too low. We’ll help you strike the right balance between premium cost and out-of-pocket risk.
Whether you’re in Washington Township, Shelby, or Romeo, protecting your home is about being prepared. Let us help you get the peace of mind you deserve.
